Modican Horn is a Florida-based insurance defense and civil litigation firm representing some of the nation’s largest insurance carriers, their insureds, and business clients in complex first-party, third-party, and broader civil litigation matters, with a practice grounded in strategic claims counseling, disciplined litigation management, and trial-ready advocacy.
(407) 848-3008
INSURANCE DEFENSE
CIVIL LITIGATION
TRIAL LAWYERS
ORLANDO - FORT LAUDERDALE
Pre-Litigation Strategy & Claims Management
Strategic guidance from first notice of loss through demand stage, including early exposure analysis, reserve recommendations, and resolution planning designed to minimize litigation risk and control claim costs.
Interpleader Actions
Representation of carriers in Florida interpleader proceedings to resolve competing claims efficiently, protect policy limits, and reduce exposure to excess judgments and bad faith allegations.
Practice Areas
Bodily Injury (BI) Defense
Defense of automobile bodily injury claims with a focus on liability analysis, damages evaluation, and strategic resolution of cases involving surgical recommendations, injections, and other invasive treatment.
Bad Faith Defense
Proactive counseling on claims handling, documentation, and resolution strategy, together with the defense of bad faith allegations arising from disputed coverage, valuation, and settlement conduct.
Uninsured / Underinsured Motorist (UM/UIM) Defense
Representation in UM/UIM matters involving disputed causation, medical necessity, damages, and exposure, with a practical approach to valuation, litigation strategy, and trial readiness.
Coverage Analysis & Coverage Disputes
Analysis and litigation of first- and third-party coverage issues, including policy interpretation, reservation of rights, and strategic advice on disputed claims and coverage positions.
COMMERCIAL CARRIER REPRESENTATION • PRE-LITIGATION STRATEGY • COVERAGE ANALYSIS • INSURANCE DEFENSE • BAD FAITH AVOIDANCE • TRIAL-READY ADVOCACY • CENTRAL & SOUTH FLORIDA
ATTORNEYS
Extensive Florida Coverage
Modican Horn serves clients throughout Central and South Florida, including Marion, Flagler, Volusia, Lake, Sumter, Seminole, Orange, Brevard, Osceola, Polk, Pasco, Hillsborough, Pinellas, Indian River, Okeechobee, St. Lucie, Martin, Palm Beach, Broward, Miami‑Dade, Collier, Monroe